Top 10 Auto Insurance Companies in Australia

Click to watch full Video

Please wait 10 seconds…

Compare and Choose the Best Cover

Primary Keyword: auto insurance companies in Australia
LSI Keywords: best car insurance Australia, vehicle insurance providers, car insurance quotes Australia, car cover Australia, insurance premiums Australia

Introduction: Struggling to Choose the Right Car Insurance in Australia?

Whether you’re a new driver, just bought your dream car, or renewing your policy—finding the right auto insurance in Australia can be confusing. With dozens of providers offering all sorts of policies, how do you know which one truly has your back when the rubber hits the road?

This article breaks down the top 10 auto insurance companies in Australia, helping you compare their features, pricing, and customer satisfaction so you can confidently protect your ride and your wallet.

Top 10 Auto Insurance Companies in Australia (2025)

Insurance ProviderTypes of CoverageAverage Annual PremiumClaims ExperienceCustomer Rating (out of 5)
AAMIComprehensive, Third-Party$900–$1,400Smooth & Quick4.6
NRMA InsuranceComprehensive, Third-Party$850–$1,500Trusted by locals4.5
Allianz AustraliaComprehensive, CTP, Third-Party$950–$1,600Efficient4.4
Budget DirectComprehensive, Third-Party$700–$1,200Award-winning service4.3
YouiCustomised Coverage$800–$1,400Personalised service4.4
QBE InsuranceComprehensive, CTP$850–$1,500Reliable4.2
Suncorp InsuranceComprehensive, Third-Party$900–$1,450Fast online claims4.3
Bingle InsuranceBudget Comprehensive Cover$600–$1,000App-based claims4.1
RACV (VIC only)Comprehensive, Roadside$850–$1,400Excellent local rep4.6
RACQ (QLD only)Comprehensive, CTP, Third-Party$820–$1,350Fast service4.5

What to Consider When Choosing Car Insurance in Australia

✅ 1. Comprehensive vs Third-Party

  • Comprehensive covers theft, fire, damage to your car and others.
  • Third-party covers damage to others but not your own car.

✅ 2. Compare Excess Fees

A lower premium might come with a higher excess. Always read the fine print.

Leave a Comment